Tap the “V” in the bottom middle of the app to make a payment. You don’t have to have money in your Venmo balance to pay other users on the app, but using your Venmo balance makes for a hassle-free payment without getting your bank account involved. Once you've entered their name, enter an amount and add a note about the payment and hit request or pay. Hitting the 'V' in the bottom middle on your phone brings up the payment process, where you can enter a username, name, email or phone number to locate your friend. Now you can send and request funds to your friends. You'll have to verify your bank account, either by signing in with your bank or by verifying two small transfers from Venmo. Once you've created your account, add a card or link a bank account using the app or on desktop. How does Venmo work?ĭownload the Venmo app to use the digital wallet. Venmo allows you to pay and request other users, and it also has a social component, allowing friends to see each other's payment activity without seeing the exact dollar amount they send.īusiness owners can also use Venmo for sales transactions at a small fee. Venmo is a peer-to-peer digital wallet where users link their bank accounts to send money back and forth. Zelle, Venmo and Cash App user?: How to protect yourself when using payment apps What is Venmo? Going to college?: How to start using payment apps Confirm your bank account and transfer, then tap “Add now”.

Enter the amount you’d like to transfer, then hit next.

Make sure you’re in the wallet section (not transactions) and select “Manage” on your Venmo balance.

In the Venmo app, navigate to the “Me” tab on the far right.

If you have a Venmo Debit Card, here’s how to add money to your Venmo balance:

Download venmo